Terms and conditions.

Who we are

This site is owned and operated by The Pennies Foundation. The Pennies Foundation is a company limited by guarantee (registered in England no. 6418982) and is a charity (registered with The Charity Commission for England and Wales charity no. 1122489, and with the Charities Regulator in the Republic of Ireland charity no. 20106331). The Pennies Foundation is also registered in the Isle of Man (company no: 006181F.  charity no: 1275)

Ownership of rights

All texts, graphics, logos and images are the property of or licensed to The Pennies Foundation. You may not modify, distribute or re-post anything on this website for any purpose. Any use of this website or its contents, including copying or storing it or them in whole or part, other than for your own personal, non-commercial use is prohibited without our permission. You must not link to or deep-link into this website on or from any other website.


The trademarks, logos and service marks displayed on this website are registered and must not be used without our consent.

Accuracy of content

We have taken every care in the preparation of the content of this website. To the extent permitted by law we disclaim all warranties, express or implied, as to the accuracy of the information contained in any of the materials on the website and we shall not be liable to any person for any loss or damage which may arise from the use of any of that information.

Use of this website

This website is intended for people accessing it from within the United Kingdom. We cannot guarantee the site or the information it contains complies with or is appropriate for use in other countries.

Although we try to ensure that the website is normally available 24 hours a day, we shall not be liable if for any reason the website is unavailable at any time or for any period.

Links to other websites

We have placed links on this website to other websites we think you may want to visit. We do not take any responsibility for, or make any warranties, representations or undertakings about, the content of any other website accessed by hypertext link. We do not vet these websites and do not have any control over their contents.

Damage to your computer

We make every reasonable effort to ensure that this website is free from viruses or defects. However, we cannot guarantee that your use of this website or any websites accessible through it won’t cause damage to your computer. It is your responsibility to ensure that the right equipment is available to use the website and block anything that may damage it. We shall not be liable to any person for any loss or damage to computer equipment which may arise as a result of using this website.

Exclusion of liability

Any disclaimers and exclusions of liability in these terms and conditions shall not apply to any damages arising from death or personal injury caused by the negligence of The Pennies Foundation or any of its employees or agents or as a result of fraud. These disclaimers and exclusions shall be governed by and construed in accordance with English Law. If any provisions of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.

Privacy and Data Protection

We are committed to protecting your privacy online. For more information please see our Privacy Policy.

Changes to our terms and conditions

We reserve the right to change these terms and conditions from time to time and you should look through them as often as possible.


These terms and conditions shall be governed and construed in accordance with the laws of England and Wales and any disputes arising hereunder shall be subject to the exclusive jurisdiction of the Courts of England and Wales.

Terms and Conditions of Competitions

  • Valid entries must be submitted through the competition webpage.
  • Entries made via the website must include an email address.
  • Entry is restricted to one per person and contestants must be over 18 years of age.
  • The competition is not open to anyone affiliated with Pennies or Pennies’ partner organisations.
  • The winner will be notified by email after the competition closes. If the number of correct answers exceeds the number of prizes, winners will be chosen at random. Pennies decision is final.
  • The prize cannot be exchanged for cash.
  • Check each individual competition for any additional terms and conditions.
  • It is a condition of entry that contestants agree to abide by these rules.

How to contact us

If you have any questions about these terms and conditions please contact us by email at info@pennies.org.uk or by sending a letter to:

The Legal Advisor, Pennies, 1st Floor, 64 London Wall, London EC2M 5TP.

Discover more about Pennies.

Pennies is an award-winning fintech charity with an important mission: to protect and grow micro-donations – ensuring the public has digital ways to keep donating the small amounts of money that are so vital for charitable causes.


Collect micro-donations at the point of sale and deliver real social impact

Find the right micro-donation solution for your business


Work with Pennies and your corporate partners to receive digital donations for your charity

Use our micro-donation solutions in your own charity shops and online

Payments + Tech

Find out more about being a Pennies solution partner

About us


Our vision, mission and what we do

Creating impact on behalf of the sector

Meet the dedicated team

Meet our trustee board

Industry support for Pennies

Recognition for Pennies

How our work is funded

Current job opportunities

Find answers to commonly asked questions


Latest news